Tetchy Rish! at it again

[Stan Hullis]

Now now, they have Holly Valance on board which I suppose would be quite a big celebrity endorsement if it were 2002.

https://twitter.com/x/status/1754919130837483709

No word as yet on whether Rish! can tempt Busted or Will Young into backing him.

Teenage me is distraught.

 

[Tony Towner]

That’s because the lefties, who no longer claim to be socialists, are hiding in such groups stopping the elected politicians from being able to govern. I recommend anyone to watch the speech which includes the highlights of the Conservatives 14 years in power. Getting Brexit Done, new trade deals and stopping Jeremy Corbyn being all she could muster.

The Brexit she opposed until it was politically convenient to do so

 

[lemonjelly]

victoria atkins looks way out of her depth with media interviews, and I am not sure she believes the bullshit she is being asked to peddle tbh. She knows the line to trot out in media interviews - "we are investing record amounts" but parrots it with zero confidence when pressed by interviewers.

 

[Del Woppio]

She also came out with this doozy

Labour seems to think that no parent can be trusted to brush their children’s teeth. We do not take that approach. We say the overwhelming majority of parents do a great job looking after their children

 

[Sniffer]

Whoever gets put up each day is torn to shreds as there is little if anything that they are getting right. Yesterday it was Mel Stride on GMTV who was torn to pieces by Susanna Reid. He kept parroting the line that Labour has no plan so when it was put to him that they have a plan regarding the boats coming in from France (breaking up the criminal gangs who are responsible) his comeback was, that isn't a plan, its an aspiration.

 

[lemonjelly]

What would you do as a desperate first time buyer right now trying to get to the ladder? Go for a current rate or try and hang on and lose another year of your life renting? Genuine question.

without wishing to depress you (and @Del Woppio further) it appears that even with the cost of living situ, house prices are rising at their fastest rate for a year.
You're damned if you do, and damned if you don't mate.

 

[jlo]

House prices are mental. Just when you think they can't keep rising, look back a year later and they still have. This is the most stagnant they've been in a while but even by that I just mean slightly slower growth. London is one option for me, well I'd like it to be, but that's a totally different beast. And do you really want to be stuck on a leasehold where service charges just seem so volatile (ground rent situation appears to have improved at least, if not an old shorter lease)

 

[EpsomWolf]

What would you do as a desperate first time buyer right now trying to get to the ladder? Go for a current rate or try and hang on and lose another year of your life renting? Genuine question.

Another way of looking at this is that if you buy now you’ll likely be relatively secure with limited exposure, in the sense you’ve done you’re affordability checks and are able to meet the demands, and there is in fact a chance your payments will reduce going forward (*interest rates can go up as well as down blah blah). Any upward rises from here would likely be minimal and manageable but reductions in your favour potentially substantial.

Someone in that position can actually capitalise on a buyers market, and if values are down it’s a double win because you gain with a lower purchase price, and of course any reduced payments going forward have a huge positive impact. You’d be in the polar opposite position of those that had paid premium prices for property fulled by low interest rates, who had dangerous exposure to the inevitable rate hikes that we’d all pretty much forgotten could and would happen.

I know for certain parts of London/Surrey it is far from a sellers market. Prices might seem exceptionally high relative to other parts but the capital growth in the immediate term is elsewhere. You might find the difficult market has presented an opportunity and you’re suddenly in the box seat.

It’s always going to be something of a gamble but as long as you’re playing the long game you should be ok. It’s probably not a case of “Can I afford to buy?”, more a case of “Can I afford not to?”.

I don’t envy anyone having to make those decisions but I think now would be a very good time to buy.

 

[Sniffer]

Brianna Ghey's mother is in the commons for PMQ's and Sunak mocks Starmer for not knowing what a woman is.

 

[EpsomWolf]

House prices are mental. Just when you think they can't keep rising, look back a year later and they still have. This is the most stagnant they've been in a while but even by that I just mean slightly slower growth. London is one option for me, well I'd like it to be, but that's a totally different beast. And do you really want to be stuck on a leasehold where service charges just seem so volatile (ground rent situation appears to have improved at least, if not an old shorter lease)

Please please don’t buy a leasehold property unless you have no other options.

It can work, but there is a murky world behind leaseholds, service charges and ground rents.

Years ago I asked a developer and an architect independently about a certain leasehold property and their first question was exactly the same: “When was it built?”

- that was nothing to do with the length of lease or the anticipated ongoing maintenance costs, but to do with the dark way the finances are misrepresented to appeal to investors and owners alike.

I’ll leave that there for now but it’s a discussion for another time if necessary.

 

[Tony Towner]

When you lose sight of the real world consequences of your culture wars

https://twitter.com/x/status/1755201887366754416

 

[Del Woppio]

As shameful as the rest of us found it, it won't move the dial an inch unfortunately, he's just playing to his electorate. He might be slightly, briefly embarrassed and probably bollock his team for not picking up on it prep, but that's as far as the consequences will go

 

[YoungWolf]

At what point do these cunts think, if this is who I have to appeal to and stoop this low I don’t want to be a part of this?

(Silly question I know, they’ve proven many times they don’t care)

 

[lemonjelly]

House prices are mental. Just when you think they can't keep rising, look back a year later and they still have. This is the most stagnant they've been in a while but even by that I just mean slightly slower growth. London is one option for me, well I'd like it to be, but that's a totally different beast. And do you really want to be stuck on a leasehold where service charges just seem so volatile (ground rent situation appears to have improved at least, if not an old shorter lease)

I'd agree with Epsom. Avoid leasehold like the plague! I say this as someone who used to work for a housing assoc and had, as part of their remit, managing leasehold stock.

 

[lemonjelly]

As shameful as the rest of us found it, it won't move the dial an inch unfortunately, he's just playing to his electorate. He might be slightly, briefly embarrassed and probably bollock his team for not picking up on it prep, but that's as far as the consequences will go

He was told, before PMQ's started, that she was in the public gallery.

What is becoming apparent, is that he has no real principles, despite his campaign being about integrity. Like agreeing a 1k bet one evening, then the next morning having been briefed at what a bad look it is, he backtracks.

His 5 pledges became aspirations, and will become less than that.

I don't actually know what he stands for, apart from himself.

 

[lemonjelly]

In other news, the constant attacks on the disabled community gathers pace;
https://www.bbc.co.uk/news/uk-politics-68214736

they are such utter cunts.

 

[Langers]

As shameful as the rest of us found it, it won't move the dial an inch unfortunately, he's just playing to his electorate. He might be slightly, briefly embarrassed and probably bollock his team for not picking up on it prep, but that's as far as the consequences will go

I get wound up by the Tories most days whenever I read the news, but this is one of the few times when their evil spite and ignorance genuinely make me furious.

What a despicable cunt Sunak is.

 

[Kenny]

Never happened and if it did you all took it of context

https://twitter.com/x/status/1755279216487121214

 

[Deutsch Wolf]

What in the name of Jumping Jehosevah is this

 

[The Saturday Boy]

In other news, the constant attacks on the disabled community gathers pace;
https://www.bbc.co.uk/news/uk-politics-68214736

they are such utter cunts.

There are people voting Tory still. It beggars belief.