The Advice Thread

[machin05]

Only problem I've had with Nationwide is you still need to use the old school chip and pin card reader to pay people from the app.

 

[Tom Hark]

Been with Lloyds all my (adult) life. Worth taking the Club option on your current a/c for the better interest rates if you open saver account(s) as well. Halifax do the same with the Reward account. (Halifax and Lloyds are the same bank, essentially.) Probably wise to do some research into what the various banks offer to see what best suits your circumstances.

 

[Tyrannosaurus Dan]

Thanks guys. Is the app/online banking reliable?

Mrs PK is trying to get me to switch to Halifax as that's who she banks with. Any experience with them??

I’ve got accounts with Halifax and HSBC and both apps work great.

 

[AndyWolves]

My takeaway from this is that co-op are the shittest it would seem!

 

[Deutsch Wolf]

Only problem I've had with Nationwide is you still need to use the old school chip and pin card reader to pay people from the app.

You don't, you can set face recognition up to do it, I did it a few months ago

 

[Johnny75]

Never had a problem with the NatWest or Santander apps.

 

[prawnking]

My takeaway from this is that co-op are the shittest it would seem!

Bank's fine, it's the app/mobile banking that's the killer

 

[The Bear]

I'm with Lloyd's Rewards and the app's great. Really easy to set up new payments and direct debits.

 

[leedswolf]

Starling.

 

[Tredman]

I use Starling for work and Chase for personal. Chase offers some great perks.

*im clearly not a hipster so knackers to DW. Heard some great things about Monzo too.

 

[Kenny]

I have Starling but just use it for holiday spending.

 

[SSB]

Switched to Chase a couple of years back and have no complaints.

 

[machin05]

You don't, you can set face recognition up to do it, I did it a few months ago

Not got that option. Don't have facial recognition, but I can't set it up for fingerprint either.

Edit: was too intrigued so will have more of a dig around in the app. Certainly haven't been prompted to set it up, mind.

 

[Deutsch Wolf]

I use Starling for work and Chase for personal. Chase offers some great perks.

*im clearly not a hipster so knackers to DW. Heard some great things about Monzo too.

You want to use them, on you go

I would not though. In the same way as if I want to bet on Brentford to score at least 1 on Saturday I will use Coral and not Debet.

 

[AndyWolves]

Steer well clear of Revolut for now

 

[The Bear]

Steer well clear of Revolut for now

I have a virtual card with them for betting purposes. Only had it a week or so. What's the issue with them?

 

[PuntsWolf]

Steer well clear of Revolut for now

I only use revolut abroad and have done for 8 or 9 years. Just top money up into it with Apple Pay and away I go. Got a little bit of residual cash in there, should I be taking it out? What’s the issue with them?

 

[ROVERT47]

I’m with Lloyds, Club account and savings accounts, the app has been recently updated and is very good.

 

[Deutsch Wolf]

I have a virtual card with them for betting purposes. Only had it a week or so. What's the issue with them?

It took them years to get a UK banking licence for a reason (they've only just got it).

The thing with Starling, Monzo, Revolut - yeah, technically the FSCS covers you. But that has NEVER been properly stress tested.

Stick your money with people who demonstrably have money.

 

[Dublin Drummer Wolf]

I have a virtual card with them for betting purposes. Only had it a week or so. What's the issue with them?

Same.
Is this related to the email about the charges for International cards being sent out?