The Advice Thread

[sycophantia]

It's Frank!

I miss Frank....controversial I know but there it is

 

[Tredman]

I miss Frank....controversial I know but there it is

Me too. Or I miss the real Frank, I do not miss whoever used to post on his account occasionally.

 

[sycophantia]

Me too. Or I miss the real Frank, I do not miss whoever used to post on his account occasionally.

Was that an actual thing? When I first came on this forum he was a very positive poster, overly so probably and it got him pelters at times, but for me it was a great antidote to the naysayers. Then overnight he went weirdly the other way.....was that a different person using his account?

 

[Stan Hullis]

Yes.

 

[Tony Towner]

I don't miss either version tbh.

 

[pavlosmacwolf]

Frank introduced me to TWF, in liked him and for some reason missed all the bollocks that happened.
No idea what it was and why, but in wouldn't mind the old bugger back.

 

[Stan Hullis]

If he could learn how to post like an adult again then I'm sure it would be fine.

 

[Parkins left foot]

Frank as Frank was a worthwhile member - when it wasn't him (but on his login) it wasn't.

If that was sorted then would welcome him back, but not the hangers on.

 

[Parkins left foot]

Is anyone on here a financial advisor or would they recommend any?
I don't have a complicated financial situation, but am looking for some guidance on whether i'd be better putting some spare cash into my pension or investing elsewhere with relatively low risk.

Nigerian Princes need not apply

I'm not, but did do some of the training to be one when in financial services - just check the Financial Services Register www.register.fca.org.uk before deciding who.There is some protection in that case.

Agree on the pension front as there are tax benefits, but restrictions on how you get the investment back - other option is with ISA's and as long as it's a reasonable term then a mixed stock/shares ISA will give a better return than a cash one in these low interest days, but with a bit more risk - no tax implications & you can get the money back whenever you want.

Do need to be able to allow it in there for some years as there are downs as well as ups. Last one I did put £7000 in, dropped to £3800 at one point, but eventually cashed it back at £11800 - a fair return over the years in there.

 

[Paul]

I need to do a presentation on Monday in front of Managers and Directors on how their company is breaking the law relating to
Sections 24 to 41 of the Finance Act 2003 particularly relating to customs declarations and duty and how willful ignorance is not a defence and after Monday plausible deniability is not an option either, I don't know whether to do the 'sorry to tell you this but' approach or go full on fire and brimstone, either way i'm thinking of titling it Welcome to post Brexit UK

 

[Tredman]

Telling people they are shit never goes well. Frame it as 'this is what you need to do to be compliant' - break it down into easy to do actions, make it a plan - your plan - will reflect well on you if you do it well

 

[Tony Towner]

So you've gone from 'sorting out some paperwork' to telling them they are a bunch of negligent criminals within a couple of weeks

 

[Stan Hullis]

Telling people they are shit never goes well. Frame it as 'this is what you need to do to be compliant' - break it down into easy to do actions, make it a plan - your plan - will reflect well on you if you do it well

^ this is the best plan

 

[Paul]

So you've gone from 'sorting out some paperwork' to telling them they are a bunch of negligent criminals within a couple of weeks

The matchday thread has done that to me !!!!!

 

[Dublin Drummer Wolf]

I need to do a presentation on Monday in front of Managers and Directors on how their company is breaking the law relating to
Sections 24 to 41 of the Finance Act 2003 particularly relating to customs declarations and duty and how willful ignorance is not a defence and after Monday plausible deniability is not an option either, I don't know whether to do the 'sorry to tell you this but' approach or go full on fire and brimstone, either way i'm thinking of titling it Welcome to post Brexit UK

You need to present a pre and post Brexit comparison clearly defining the areas where you are now non compliant, the potential impact and outline the key actions needed and who needs to own them. Currently working on something similar!

Edit: mines not Brexit related

 

[Paul]

You need to present a pre and post Brexit comparison clearly defining the areas where you are now non compliant, the potential impact and outline the key actions needed and who needs to own them. Currently working on something similar!

Edit: mines not Brexit related

Mines not purely Brexit related but Brexit has highlighted the issue, this issue is the age old one of a big company being too tight to employ a competent person to do a job, the woman who normally did it was given books and used Google, with the best will in the world it's a position that requires experience in the subject.

 

[sycophantia]

Mines not purely Brexit related but Brexit has highlighted the issue, this issue is the age old one of a big company being too tight to employ a competent person to do a job, the woman who normally did it was given books and used Google, with the best will in the world it's a position that requires experience in the subject.

Sounds like you're in the process of wangling yourself into a permanent position .....good work, hopefully it works

 

[Paul]

Sounds like you're in the process of wangling yourself into a permanent position .....good work, hopefully it works

And do you know the ironic thing, I honestly don't know whether I could accept a position, below management the highest praise I got from any employee is "It's Ok", the shop floor people have pay rises to meet minimum wage, don't get me wrong everyone has been pleasant and polite but there used to be a saying many years ago, fur coat, no knickers, that is apt here.

 

[Kenny]

And do you know the ironic thing, I honestly don't know whether I could accept a position, below management the highest praise I got from any employee is "It's Ok", the shop floor people have pay rises to meet minimum wage, don't get me wrong everyone has been pleasant and polite but there used to be a saying many years ago, fur coat, no knickers, that is apt here.

One of the jobs if it can be permanent you take it and then keep looking as no doubt other companies will need some expertise but you don't want to put yourself in a position you have just come out of again.

Across the road from you, they are having some right fun sorting out stuff due to Brexit. They have another factory in France which is causing them no end of issues as they transport stuff between the 2 and of course that now hits import issues, whereas last year it was a simple process. I don't quite understand the stuff my wife is telling me but last week they started a process of creating a customs warehouse and they had to load lorries up with stock (going to be over 50 lorries) they go to Holland, then turn around and come back and they unload back in Wolverhampton and that then means they can move freely back to Europe or something. My brain melted as it was being explained to me.

 

[Paul]

Same issues there, this companies main agents are in Italy who sell into other European countries, you've then created whats known as a triangular sale. the problem is it has to leave the UK on British paperwork and arrive in their destination country with Italian paperwork and most hauliers are refusing to do that (it's legit, but it's hassle the hauliers don't want).
It sounds like your wife's company is claiming their goods are of Dutch origin under a T1 transit form ( the goods are temporarily passing through the UK and as such are not liable for VAT or duties) Bloody clever but expensive